The Credit Hub
Learn the system. Fix your credit. Secure capital. Build the machine.
Over $30M funded • 2,000+ credit restorations • 200+ automated credit & funding businesses built
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Banks & credit unions we track
From major banks to regional credit unions — bureau pulls, business cards, and criteria in one place. The Lender Vault (1700+ institutions) includes bureau insights, approval patterns, and strategic notes for smarter funding decisions.
Major banks
- Chase
- Bank of America
- Wells Fargo
- Citi
- U.S. Bank
- Capital One
- PNC
- Truist
- TD Bank
- American Express
Credit unions
- Navy Federal Credit Union
- Pentagon Federal Credit Union
- USAA
- Alliant Credit Union
- First Tech Federal Credit Union
- SchoolsFirst FCU
- Boeing Employees Credit Union
- State Employees’ Credit Union
Credit Reset DFY
Done-For-You Credit Positioning & Optimization
We fix the foundation and improve your approval strength—so you’re positioned for funding, better terms, and next steps instead of guessing alone.
Why most people get denied
It’s often credit structure. Inaccurate or unfair items on the report. High utilization. Wrong mix. Applying before the file is ready. Lenders and programs have clear criteria; if your profile doesn’t match, you get denied. We fix the structure first—analysis, disputes, positioning—so you’re approval-ready instead of burning applications.
Positioning & approval readiness
Credit Reset DFY isn’t just “dispute and wait.” We focus on positioning: cleaning the file, improving how you’re scored, and getting you ready for approvals. The goal is a stronger profile so when you apply for funding, housing, or better terms, you’re in a position to qualify.
What we handle for you
Credit Analysis & Strategy
We pull and review your reports, identify what’s holding you back, and build a clear strategy—disputes, paydowns, timing—so every move supports approval readiness.
Bureau Optimization
Disputes, validation requests, and bureau communication where appropriate. We handle the paperwork and follow-up so your file reflects accuracy and fairness.
Score Improvement Positioning
We focus on the levers that actually move the needle for approvals—utilization, mix, recency—so you’re positioned for better rates and access, not just a number.
Approval Preparation
We align your profile with what lenders look for—clean reports, strong positioning, documentation readiness—so when you apply, you’re prepared.
Who this is for
- You want your credit fixed and positioned, not DIY trial and error
- You’re ready for someone to run disputes and strategy for you
- You’re building toward approvals (funding, housing, better terms)
- You want clear updates and a single point of accountability
Investment
$597 one-time
One price. No monthly fees, no surprises. We’re clear about what’s included: intake, strategy, bureau optimization, positioning, and preparation. Results and timelines vary by file—we don’t guarantee specific score moves or deletions—but we’re transparent about the process and the value.
The process
Five steps. We run the work; you get the updates.
Intake
We onboard you, pull your reports, and gather what we need to build your strategy.
Strategy
We map your file, identify priorities, and lay out the plan—disputes, timing, next steps.
Optimization
We execute: bureau work, validation, and follow-up. We track progress and keep you updated.
Positioning
We align your profile for approval readiness—score levers, mix, and documentation.
Preparation
We get you ready for the next phase: funding, applications, or whatever you’re building toward.
Expected outcomes
The aim is a stronger credit profile: cleaner reports, better positioning for score improvement, and readiness for approvals. Many clients see score movement and improved approval odds over time. We don’t promise specific numbers or timelines—bureaus and lenders vary—but we do the work properly and keep you informed so you know where you stand.
Why most people get denied
It’s usually not bad credit alone. It’s positioning. Applying before you’re ready. Applying to the wrong programs in the wrong order. Missing the prep—inquiry cleanup, entity structure, NAICS, documentation—that underwriters expect. Random applying burns inquiries and time. We fix the positioning first, then run applications the right way so you’re not guessing.
Who this is for
You need capital and want it done for you, not DIY
You’re willing to get funding-ready (we handle the prep)
You want a clear process: intake → strategy → applications → approvals
You’re ready to follow the steps and stay in the loop
The process
Four steps. We handle the work; you get the updates.
Funding Readiness
We get you ready: inquiry removal where applicable, business setup, NAICS adjustment, and the right sequencing so you’re positioned to qualify.
Positioning
We align your file, entity, and documents with what lenders and programs look for—so applications aren’t dead on arrival.
Applications
We run the application process in the right order, with the right programs, so you’re not wasting inquiries or time.
Approvals
We track submissions, follow up, and work toward approvals. You get updates; we handle the back-and-forth.
- • Apply everywhere and hope something sticks
- • Burn inquiries without fixing positioning
- • No clear order or strategy
- • Denials stack up; options shrink
- • Get funding-ready first (prep, structure, cleanup)
- • Apply in the right order to the right programs
- • We run the process; you get updates
- • Maximize approval odds and capital access
Investment
$397 to start — for those who qualify and are funding-ready. That covers getting you ready and setting the foundation.
10% success fee on the total funding we secure for you, paid after the money is in. No success, no extra fee.
We don’t guarantee specific funding amounts or approval timelines. Outcomes depend on your file, lender criteria, and market conditions. We do the work properly, keep you updated, and align our fee with your success.
Evolution
Build a real business with systems — not guesswork.
A 4-month, done-with-you program where we install the offer, automation, and acquisition engine — so you can scale either:
- a Funding Business (credit + capital services), or
- a Skool Community (audience + membership growth).
Track record
- $30M+ funding generated
- 2,000+ credit profiles restored
- 200+ automated businesses built
Built by a fintech entrepreneur and systems architect. The playbooks come from real operations.
Pick your track
Same system. Two outcomes. Choose what you're building.
Funding Business Track
- Build your offer + pricing (credit repair, funding, capital access)
- Set up intake, pipelines, onboarding, and fulfillment SOPs
- Lead flow system (ads, Skool funnel, organic)
- Sales scripts + follow-up automations
- Delivery structure so you can scale beyond referrals
Skool Growth Track
- Community positioning + niche clarity
- Content + engagement system (posting cadence, prompts, gamification)
- Discovery ranking strategy + weekly growth actions
- Monetization setup (free → premium → high ticket)
- Templates + tools to execute faster (without guessing)
Who this is for
- You want to build a Funding Business OR scale a Skool community
- You want systems and automation instead of manual hustle
- You want consistent lead flow (not random spikes)
- You want a step-by-step build plan and feedback as you implement
- You're serious about execution
Who this is not for
- You want "quick money" with no work
- You won't follow a process or implement between calls
- You want a course only (no coaching, no build)
- You're not ready to operate like a business owner
The Evolution System
Five pillars. Installed with you over 4 months.
Foundation & Positioning
Offer creation, niche clarity, pricing, and a clear "why you" narrative.
Automation Infrastructure
CRM, intake, pipelines, onboarding, workflows, follow-ups.
Acquisition Engine
Ads strategy + Skool funnel + organic systems that create consistent leads.
Delivery Systems
For Funding Track: fulfillment workflows, funding processes, compliance basics, client experience. For Skool Track: content engine, engagement loops, retention, and monetization flow.
Scale & Team
SOPs, delegation, hiring VAs, and operational rhythm.
What you get
- Weekly implementation calls (cohort style)
- Systems + automation setup frameworks
- Templates, scripts, and SOP library
- Direct feedback on your build (offers, funnel, workflows)
- Private community access + accountability
Timeline
Typical outcomes
By the end of 4 months, members typically have:
- A functioning business engine with systems installed
- Clear offer + onboarding + delivery structure
- A repeatable acquisition flow
- Momentum + a plan to scale
We don’t promise income guarantees. Results depend on your effort, offer, and market. We focus on systems + execution.
FAQ
- Do I have to choose a track right away?
- No. You'll choose during onboarding, and you can pivot if your goals change.
Evolution is implementation-focused mentorship. We provide the frameworks, playbooks, and direct feedback. Results depend on your implementation. No guarantees on revenue or outcomes—we’re here to help you build the machine; you run it.
Ready to Build Something Real?
How it works
Simple. Clear. No guesswork.
Take Credit GPS
Answer a short quiz so we can map your situation. No hard pull—it’s not a credit check.
Get your roadmap
You’ll see where you stand and what path makes the most sense.
Pick your path
Premium to learn, DFY to get it done for you, or Evolution to build the business.
Execute with support
Follow the system with access to the community and, if applicable, your dedicated track.
Track progress
Metrics and KPIs so you know where you are and what’s next.
What makes this different
This wasn’t built from theory. It came from running real operations—credit repair, funding, and automated businesses. The systems you get are the same ones we use. That’s why the playbooks are specific: entity setup, dispute sequencing, application order, compliance. Not generic advice.
We care more about clarity and execution than motivation. You don’t need another pep talk. You need to know exactly what to do next and how to do it. That’s what the Credit GPS and each path are for—removing guesswork.
The goal is readiness before opportunity. When you’re ready—credit, structure, documents—capital and options open up. We’re here to get you ready, then help you execute.
Frequently asked questions
Straight answers. No fluff.
No. The Credit GPS is a quiz we use to understand your situation and recommend a path. It is not a credit check and does not result in a hard pull on your report.
Pick your path. Then execute.
Start with the Credit GPS Quiz, join Premium, or apply for Evolution.